Canadian Dental Care Plan (CDCP) – Now Accepting Patients

All eligible Canadians can now apply for the CDCP. To qualify, you must meet all four of these requirements:

1. Income Requirements
   Your adjusted annual family net income must be less than $90,000
2. No Private Dental Insurance
   You cannot have access to dental benefits through:
   • Employment benefits (yours or your spouse’s)
   • Professional or student organization plans
   • Private insurance policies purchased by you or a family member
   • Important: If you decline dental coverage through your or your spouse’s employment benefits, you will not be eligible for the CDCP.
3. Canadian Residency
   You must be a Canadian resident
4. Tax Filing Requirement
   You and your spouse or common-law partner (if applicable) must have filed your tax return in Canada for the previous year
5. Special Cases
   If you have dental coverage through a provincial, territorial or federal government social program, you can still qualify for the CDCP. Your benefits will be coordinated between programs to avoid duplication.

The CDCP covers a wide range of essential dental services, including:

Preventive & Diagnostic Services

• Dental exams, including complete, routine, specific and emergency exams
• X-rays, scaling (cleaning), polishing, fluoride treatments, and sealants

Basic Restorative Services

• Fillings for cavities and broken teeth
• Crowns

Endodontic Services

• Root canals for severely decayed, infected or broken teeth

Periodontal Services

• Treatment for gums and bone around teeth
• Deep cleanings

Prosthodontic Services

• Complete and partial dentures, including standard and temporary dentures

Oral Surgery Services

• Tooth extractions and other oral surgery procedures

Sedation Services

• Services to sedate you and control pain during dental procedures

Orthodontic Services (Coming in 2025)

• Limited orthodontic services will be added in 2025, but only for cases of medical need based on strict criteria

Please note: Some services, including those beyond established frequency limits, require preauthorization by the CDCP before treatment.

The CDCP is not free dental care. The CDCP is a government dental benefit that covers a part of the cost of your care. Your costs depend on your family income:

Co-Payment Based on Income:

• Under $70,000: No co-payment required
• $70,000 – $89,999: You’ll pay a percentage of the cost

Additional Costs You May Pay:

1. Balance Billing: Many of the established fees covered by the federal government do not meet the full cost of treatment in a dental office. The difference will be on you.
2. Non-Covered Services: If you choose dental care that the CDCP doesn’t cover
   Before receiving oral health care, you should always ask your oral health provider about any costs that won’t be covered by the plan.

Applications can be submitted through Service Canada, either on their website, by phone (1-833-537-4342), or by visiting a Service Canada Centre.

Application Timeline for 2025:

The CDCP expanded to include all eligible Canadians in 2025:

• May 1: Applications opened for those aged 55 to 64
• May 15: Applications opened for those aged 18 to 34
• May 29: Applications opened for those aged 35 to 54
• Coverage for new applicants may begin as early as June 1, 2025

Annual Renewal Required:

Canadian Dental Care Plan coverage must be renewed each year by June 1 to maintain coverage.

• The annual reimbursement limit has increased from $2,500 to $3,000 per year
• CDCP members who currently have coverage need to renew their coverage before June 1, 2025, for the new 2025 to 2026 coverage period